- Prospect profile - Maker
- Prospect profile - Checker
- Asset classes
- Funds category / asset class mapping
- Risk categories & customer score mapping
- Model portfolio
Mutual Fund Distribution Solution & Back Office Processing
Brokerage Passout
- Module enables the organization calculate and pass-out the brokerage to its sub-brokers
- It has a Sub-broker master
- MF Pass out rules / rates can be defined
- System captures the Cheque details received from AMCs
- Mapping cheques and income file
- Maintaining certificate details of sub-brokers
- Passout calculations are performed
- TDS rates and TDS Calculations
- Service tax calculation
- Defining Payment Limits
- Advance and Adhoc payments
- Stop payment of brokerage
MF on Call/Fax
- Module that enables your customers do a transaction in their investment account over a call or Fax to a Call Centre/Branch
- Purchase Request (Fresh & Additional Purchase)
- Redemption Request
- Cancellation of Purchase Request (Fresh & Additional Purchase) only before cut-off time
- Maker and Checker facility for all the requests
- Deal Slip Module with system checks for duplicates
- All required MIS and Control Reports
MF on Mobile
- MF on Mobile enables your customer do
MF transactions
over the mobile phone through an application - It offers the option to the customer to buy and redeem mutual funds through the mobile interface
- The user can view the latest NAVs and transaction statements on the mobile
- Linked to the internet account of the user
- Is an additional and highly convenient channel for your customers
Equity Investment Interface for SmartCalc
- This is an equity investment income calculator an add-on module to Winsoft SmartMutual’s SmartCalc (income calculator component)
- Exchange wise Trading Code & DP Code to CRN Number Mapping Upload
- Upload of NSE & BSE cash transactions
- Corporate Action Module for Bonus & Rights (using third party Corp Actions data feed)
- Redemption Cost Calculation for Equity Cash Transactions
- Handling of reversals due to code change
- Manual editing of transactions for a CRN Number
- Upload of BSE & NSE price files on daily basis
- Calculation of Unit Balances As on Date
- Upload of DP Account Holdings
- Finally, you can create a consolidated portfolio statement across all the products.
Prospect
Risk Profiling
- Distributors of mutual fund products must ensure that they sell the right products to their customers correctly, based on the prospective customer’s risk appetite. As franchisees, sub-brokers and relationship managers drive bulk of the end-customer selling process, there is a need to gauge documents and benchmark the prospective customer’s risk profile before any selling happens.
- Winsoft SmartMutual includes an extensive Customer
Risk Profiling
tool that allows distributors to collect prospect details, build a risk profile based on a configurable Q& A session, generate a risk score, assign a risk category & then build a model portfolio for the prospect. Subsequently, the tool allows automated tracking of prospects & actual/model portfolio comparison and deviation reporting. - The tool builds a complete workflow (with Maker/Checker), automates routine background tasks & generates all the critical reports.
Master information management
Workflow
- Configurable prospect Q&A component with flexibility in assigning risk weights to each question – multiple Q&A sessions can be created & used.
- Front-end for modifying Q&A sessions
- Maker (RM) module to capture prospect profile, and run the Q&A session, get a score, system auto assigns a risk profile (can be overridden) & model portfolio.
- Checker (for distributor) module to view all maker created prospect profiles, examine Q&A results and authorize/make changes
Automation
- Daily evaluation & reporting (email alert) of converted prospects and purge of non-converted prospects
- Weekly comparison of actual Vs model portfolios
- Weekly evaluation of threshold crossings and reporting (email alerts)
Extensive Reports
- Prospects due for deletion
Risk profiling
data- Profile deviations